National Bank of Axiom
America's first fully on-chain sovereign banking system. Over 30 financial products powered by blockchain technology and smart contracts on Arbitrum One.
Our Mission
To establish the first sovereign digital-physical economy in America through blockchain-powered banking infrastructure. We provide transparent, accessible financial services that empower individuals, businesses, and communities to participate in the future of finance.
Our Vision
To become the leading model for smart city banking worldwide, demonstrating how blockchain technology can create sovereign, community-governed financial systems that rival and surpass traditional Wall Street institutions.
Core Values
Transparency
100% on-chain transactions with full audit trails
Community-First
Governed by AXM token holders, for the community
Security
Audited smart contracts and institutional-grade protection
Innovation
First sovereign on-chain banking system in America
Banking Services
Standard Checking Account
Basic checking account with instant AXM transfers and no monthly fees
Premium Checking Account
High-yield checking with governance rewards and priority support
High-Yield Savings Account
Earn competitive interest on AXM deposits with daily compounding
Money Market Account
Higher yields with check-writing privileges and debit card access
1-Year Certificate of Deposit
Lock in guaranteed returns for 12 months
5-Year Certificate of Deposit
Maximum yields for long-term savers
Personal Loan
Unsecured personal loans up to 50,000 AXM for any purpose
Axiom Rewards Credit Card
Crypto-backed credit card earning 3% AXM cashback on all purchases
Smart City Home Mortgage
Tokenized mortgages for Axiom Smart City properties
Small Business Loan
Funding for Axiom-based businesses with blockchain verification
Vehicle Financing
New and used vehicle loans with competitive rates
Home Equity Line of Credit
Revolving credit line secured by your tokenized property
Education Loan
Student loans for Axiom Academy and external education
Crypto-Backed Loan
Instant liquidity using AXM, ETH, or BTC as collateral
Domestic Wire Transfer
Same-day wire transfers to any US bank
International Wire Transfer
Cross-border payments via blockchain settlement
ACH Transfer
Free ACH transfers between banks
Instant Pay (P2P)
Send AXM instantly to anyone with a wallet address or phone number
Merchant Payment Processing
Accept AXM and fiat payments at your business
Self-Directed Brokerage
Trade tokenized stocks, bonds, and ETFs on-chain
Automated Portfolio Management
AI-driven portfolio management tailored to your risk profile
Crypto IRA
Tax-advantaged retirement accounts holding AXM and crypto
Axiom Index Funds
Low-cost index funds tracking smart city economy
Private Wealth Management
Dedicated advisor for accounts over $500K AXM
Trust & Estate Services
Smart contract-based trusts for generational wealth
Fractional Real Estate
Own fractions of Axiom Smart City properties
Tokenized Business Equity
Invest in local Axiom businesses via equity tokens
Smart City Infrastructure Bonds
Municipal bonds funding Axiom infrastructure projects
Green Energy Credits
Invest in solar panels and renewable infrastructure
Business Checking Account
Feature-rich business checking with unlimited transactions
Merchant Cash Advance
Fast working capital based on future revenue
Treasury Management
Enterprise cash management and liquidity solutions
Technology Infrastructure
Blockchain Layer
- Current: Arbitrum One (L2)
- Chain ID: 42161
- Future: Universe Blockchain (L3)
- Gas Token: AXM
Security Features
- Multi-signature wallets
- Time-locked transactions
- Circuit breaker mechanisms
- Emergency pause functionality
Smart Contracts
- Treasury & Revenue Hub
- Identity & Compliance
- Asset Registry
- Staking & Governance
Regulatory Framework
Legal Structure
- ✓Axiom City DAO LLC - Delaware-registered limited liability company
- ✓Community Governed - AXM token holders vote on major decisions
- ✓Decentralized Autonomous Organization - On-chain governance mechanisms
Compliance Standards
- ✓KYC/AML - Know Your Customer and Anti-Money Laundering protocols
- ✓Smart Contract Audits - Regular third-party security audits
- ✓Reserve Requirements - FDIC-style reserve backing for deposits
Ready to Bank with Axiom?
Experience the future of banking with transparent, on-chain financial services. Connect your wallet to get started.